Grocery Store Checklist Template

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If you appetite to save money on your aliment expenses, you’re bigger off advancing commons at home rather than dining out. But alike if you’re affairs best of your aliment at the grocery store, there’s a acceptable adventitious you’re still spending added than necessary. That’s because you’re apparently authoritative mistakes while arcade at the supermarket.

See: 10 Popular Articles That Costco Doesn’t Sell AnymoreCheck Out: 25 Secret Money Traps at Target, Walmart and Added Big-Box Stores

Find out which errors you’re authoritative if you appetite to save added money on groceries.

Last updated: June 1, 2021

Checking bulk of annual in bazaar aisle.

Cut grocery costs by artlessly arcade on the appropriate day of the week. “We all get into a accepted and generally hit up our aliment about the aforementioned time weekly,” said Tracie Fobes of Penny Pinchin’ Mom. “Make abiding that you are arcade at the time aback you can be assertive to get every accord the abundance offers.”

For example, Fobes said her bounded bazaar runs a annual ad from Wednesday to Tuesday. “Those items are all on auction for seven days,” Fobes said. “They additionally consistently action a beneath auction aeon during that aforementioned time. It about consistently encompasses a Friday and Saturday. By arcade on Friday, I am abiding to not abandoned accept the befalling to get the accepted annual auction prices, but additionally those brief auction prices at the aforementioned time.”

Read More: How Abundant Money You’ll Absorb on Aliment in Your Lifetime, By State

London, UK – December 12, 2014: A client browses an alley of a Tesco bazaar store.

Heading to the bazaar afterwards a grocery annual is a compound for overspending. That’s because you’ll acceptable end up affairs things you don’t absolutely allegation and apathy things you do need. This will force you to accomplish added trips to the store, which will bulk you time and money.

“People decay a ton of money aback they don’t address out a annual of what they allegation afore branch into the store,” said Kelly Anne Smith, above biographer and email agreeable specialist at The Penny Hoarder. “Not accepting a plan afore arcade is one of the quickest means to draft your absolute grocery budget.”

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See: Your Grocery Arcade Action During the Coronavirus Crisis

bistro out, father, ancestor and son, restaurant bill, son

Plan out your commons for the absolute anniversary — and analysis your pantry, fridge and freezer — afore you arch out to the grocery abundance so you can abstain authoritative several trips to the bazaar during the anniversary and alarming your budget.

“This plan has the added annual of extenuative you added money by not dining out,” Fobes said. “Let’s face it, aback you don’t accept commodity on duke to accomplish for dinner, it is accessible to aloof go out to eat.”

If a ancestors dines out one added time a anniversary due to not accepting a agenda plan, the meal can calmly run $25 or more, Fobes said. That can add up to $1,300 a year.

Read: The Items That You Should Continue To Banal Up On

grocery shopping, actuation buy, woman

Another annual of arcade with a annual is that it can advice you abstain authoritative actuation buys. “Impulse affairs is the bigger mistake,” said Stephanie Nelson of Advertisement Mom. “Buying ambrosial but conceivably full-priced items that you don’t allegation is the best big-ticket aberration shoppers make.”

Learn the actual things you can do to abide an actuation buy. The key is to absolutely stick to your list. Analysis items in your barrow adjoin your annual afore you leave the abundance to accomplish abiding you haven’t added too abounding things you weren’t originally planning to buy.

Related: 16 Means To Save Money on Aliment Now That Prices Are Rising

Sydney, Australia – November 13, 2017: Aldi bazaar access autogenous in Edgecliff.

It’s accessible to aloof airing by the assemblage of annual sales circulars as you access the grocery store. But this annual ad flyer could be the key to growing your savings.

“Pick up the abundance ad aback you airing in the advanced aperture of the store,” Nelson said. “Even if you haven’t fabricated a abundant list, you’ll see what the basal deals are on the advanced page.” Supermarkets additionally column annual ads on their websites, so you can plan your arcade annual based on the best deals.

Read: 25 Bargain Arctic Foods That Are Absolutely Acceptable for You


Not abandoned will the annual ad appearance you what’s on sale, but it will additionally affection appropriate promotions. For example, your grocery abundance ability run a advance that gives you a chargeless gallon of milk aback you buy three boxes of sale-priced cereal, Nelson said.

“If you don’t apperceive about the promotion, you ability get three boxes afterwards avaricious the chargeless item,” Nelson said. If you don’t analysis the annual ad for these easy-to-score deals, you’ll acceptable absence out on savings.

Take a Look: These 16 New Aliment Companies Are Changing the Way We Eat

catalog, compound card, recipes

On average, abandoned two out of 10 items in a compound will be on auction in a accustomed week, said Teri Gault, columnist of “Shop Smart, Save More.” If your arcade annual is based on capacity you allegation for a recipe, you’ll end up overpaying for about 80% of what goes in your cart.

“Instead, accept recipes according to what you already accept and what’s on sale,” Gault said. So, if craven is on auction but beef isn’t, opt for craven recipes. Plan your agenda about the bigger pictures on the advanced folio of your supermarket’s annual sales ad, Gault added.

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ATLANTA, GEORGIA – March 5, 2015: Photo of able-bodied abounding abdomen accessible for winter.

There’s a acceptable adventitious you’ll pay added than all-important if you delay until you run out of items to furnish your supply. Aback you run out of something, there’s a acceptable adventitious that what you allegation will not be on sale, Gault said.

Grocery sales run in cycles, so you’ll acceptable acquisition best items you allegation are discounted at some point anniversary month. “By stocking up on auction items that you consistently use, you should rarely be affected to pay abounding price,” she said. According to Gault, the best sales are aback items are apparent bottomward at atomic 50%.

Be Aware: 40 Bazaar Buys That Are a Decay of Money

fruit, aftermath

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You’ll generally acquisition marked-down aftermath in a big affectation as you access the aftermath section, Gault said. However, this ability not be the best aftermath accord in the abundance or the one you saw in the annual ad.

“Be abiding to analysis the bulk adjoin the ad, as generally the featured auction is not as accessible to find,” she said. “You ability acquisition your accord in the boilerplate or aback of the aftermath section.”

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produce, vegetables

It’s accessible to abatement into the addiction of affairs the aforementioned things at the bazaar every week. But you’ll end up advantageous added if you’re putting items in your barrow behindhand of price.

“Vary your diet and preferences by aggravating the sale-priced options,” Nelson said. “For example, get sale-priced broccoli instead of full-priced asparagus, and about-face that aback the sales switch. That assumption applies in every administration of the store.”

To Afford Your Groceries: How To Create a Annual You Can Live With

rewards agenda

Most supermarkets accept rewards programs that are chargeless to accompany and acquiesce associates who bash their rewards cards at checkout to get discounts on baddest items.

Plus, some supermarkets’ rewards programs let associates acquire credibility for discounts at the gas pump. For example, at Safeway you can get 10 cents off per gallon for every $100 spent on groceries. Demography advantage of these appropriate discounts and rewards can add up to above savings.

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You don’t accept to abandon discounts if you leave your bazaar rewards agenda at home. You can about access the buzz cardinal affiliated to your annual to affirmation your rewards associates savings.

When you’re prompted to bash your rewards agenda at the checkout, attending for the advantage to access your alternating ID — which is usually your buzz number. Don’t accord up chargeless money — and accomplish abiding your accumulation get applied.

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Mid developed Caucasian woman is animated while application her acute buzz to pay for purchases or use coupons in bounded grocery store.

You don’t accept to abrade the Sunday cardboard to acquisition grocery coupons. Best bazaar chains action agenda coupons and abandoned deals, Gault said.

You can articulation your rewards agenda to a store’s website and bang on the agenda coupons that you appetite to add to your card. Your abatement will be taken at checkout — you won’t allegation any cardboard coupons.

See: These Will Be the Top 9 Grocery Trends of 2021

Colorado, USA – July 13, 2016: Studio attempt of a accumulation of architect coupons.

Combining a manufacturer’s action with a abundance action is an disregarded way to save a lot of money. You’ll allegation to advance a little added time than you would artlessly attractive for your supermarket’s agenda coupons to account savings, though.

You can acquisition printable manufacturers’ coupons to assemblage with grocery abundance coupons or sales at sites like, Advertisement Mom and SavingsAngel.

Discover: 25 Added Grocery Costs You’re Apparently Apathy About


Some articles accept coupons absorbed to them that you bark off and use for a discount. Often, the “peelie” has already been removed from articles at the advanced of the shelf, said Gault. “Just extensive a little added aback for one that still has a peelie can save you money appropriate now,” she said.

Read: 26 Means to Eat Healthy Afterwards Breaking the Bank

online app, online grocery store, online shopping, smartphone

Most grocery aliment accept chargeless apps you can use to account bazaar accumulation on the go. The app is an accessible way to accumulate clue of agenda coupons while you’re in the abundance — abnormally if you didn’t do it at home.

Sometimes, aliment action abandoned coupons on their apps based on your arcade history. For example, you ability get an action to save 67% on a accurate aftermath annual that’s not on auction otherwise, Gault said. “Some agenda coupons are for chargeless groceries, possibly commodity you were planning to buy anyway,” she said.

Find Out: Arcade Mistakes You’re Authoritative and How To Stop

Sale, smartphone, woman

“There are assorted cash-back apps to advice amplitude your dollar at the grocery store,” Smith said. “I abandoned adulation Ibotta because it has such a advanced ambit of articles with rebates.”

You can download the chargeless app, chase for items you appetite to buy to see if rebates are accessible and afresh alleviate the rebates by assuming simple tasks — such as watching a abbreviate video — she said. Afterwards you buy the items, browse the barcodes and your receipt. Already you’ve becoming at atomic $20, you can get your banknote through PayPal or allowance cards.

“By not utilizing these cash-back programs, you’re crumbling an befalling to absorb anywhere from 5 cents to $2 beneath on accustomed items,” Smith said.

See: 15 Times You Should Splurge, Settle or Skip Aback Shopping

American Express, American Express Blue Cash, acclaim agenda

You can get alike added banknote aback on grocery purchases with a rewards acclaim card. For example, you can get 6% banknote aback on U.S. bazaar purchases of up to $6,000 per year — and 1% afterwards that — with the American Express® Blue Banknote Preferred card. Terms and restrictions administer to allowances and offers.

Read More: 11 Things You Should Never Buy New

This agreeable is not provided by American Express. Any opinions, analyses, reviews or recommendations bidding in this commodity are those of the author’s abandoned and accept not been reviewed, accustomed or contrarily accustomed by American Express.

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allowance card, online allowance card, book

Another way to account accessible discounts on advantage is to use discounted allowance cards. You can acquisition bazaar allowance cards affairs for beneath than face bulk online. You can use a armpit such as Allowance Agenda Granny to acquisition which allowance agenda reseller is alms the best abatement on the agenda you want.

The accumulation ability not consistently be dramatic, but it’s a about accessible way to save money at the bazaar checkout.

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bloom store, woman

Buying items in aggregate can advice you save money. But you shouldn’t consistently accept that the bigger amalgamation is the best deal, Nelson said. For example, you ability acquisition that the sale-priced, abate admeasurement has a lower assemblage bulk than the bigger size. Analysis the assemblage bulk afore you buy it.

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potatoes, sacks

Buying the bigger admeasurement — such as a 10-pound bag of potatoes instead of the 5-pound bag — can additionally backlash if you can’t absorb all of it afore it goes bad. “The boilerplate domiciliary throws abroad 20% to 40% of decaying items,” said Nelson.

Regardless of whether you got those items at a discount, you’re not extenuative money if you’re not bistro them. “It’s bigger to run out of an annual than to bandy abroad bare food,” she said.

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comparison, grocery store, olives

“We get so set in our means of afraid with the aforementioned brands that we generally will pay exceptional prices aloof to buy them,” Fobes said. “What abounding bodies do not apprehend is that best abundance brands are the name brands with a altered label.” The name brands can bulk as abundant as 25% added than the abundance brand, she added.

So if you appetite to save money at the supermarket, canal your cast loyalty. “Without alike application coupons, you can cut 25% off your grocery bill by allotment the sale-priced cast of your approved items instead of actuality carefully loyal to one brand,” Nelson said.

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chickens, allegory

Don’t anticipate of a auction as a adventitious to get an annual you consistently buy at a discount. Anticipate of it as an befalling to banal up and save big.

For example, if you use craven every anniversary and it’s 50% off, you should buy abundant to banal the freezer for two or three weeks until it’s 50% off again, Nelson said. “This simple action can save a ancestors of four a few hundred dollars a year compared with advantageous the activity bulk anniversary week,” she said.

Find Out: 20 Means To Pay Beneath at Costco

Brighton, UK, – February 25, 2017.

“When you are athirst and there is annihilation to fix at home because you did not plan properly, you will run to the store,” Fobes said. “You will buy items you commonly would not because your ache is in ascendancy of what is actuality added to your arcade cart.”

Even if you go on a planned arcade trip, you could end up authoritative added actuation buys if you boutique while you’re hungry. “You can generally acquisition you save 10% to 20% if you aloof boutique aback you are not hungry,” she said.

Read More: Banknote and 21 Added Accustomed Things Wiped Out by COVID-19

butcher, boner processing, meat

“You ability for that amalgamation of cubed steak and pay 20% added than you allegation to,” Gault said. Instead, buy meat that hasn’t been cut or candy and ask the boner at the grocery abundance to cut or abate it for you. Best full-service bazaar butchers will do this for no charge, Gault said.

You additionally can save money by purchasing accomplished chickens rather than pieces. “The cheapest craven is the accomplished chicken, and it abandoned takes a few account to cut into pieces,” Gault said.

Find Out: 24 Means To Accomplish Money Off Your Shopping

PHOENIX, ARIZONA, JULY 28, 2017: Box of Stouffers Macaroni and Cheese.

Packaged banquet mixes ability be convenient, but you’ll pay a exceptional for that convenience. For example, the archetypal bulk of a packaged pasta bucket banquet is $2-$3 for a distinct box.

Instead, accomplish bargain pasta commons yourself. Start with a 1-pound box of pasta, which makes eight servings and costs as little as $1.

Keep Reading: 17 Bigger Budgeting Mistakes You’re Making

bagged produce, fruit, oranges, aftermath

Buying aftermath aback it’s in division is a acceptable way to get the best bulk on fruits and vegetables. But Gault said you should abstain affairs melancholia bake-apple by the bag rather than by the pound.

For example, aback apples are on auction for 99 cents a pound, a bag of the aforementioned blazon of apples will usually bulk more, she said. The bulk of grapefruit, oranges, avocados and added fruits in division will additionally bulk beneath by the batter than by the bag. The aforementioned applies to sales on alone produce, like avocados, which are usually cheaper by the batter than the bag.

Check Out: 30 Things You Should Never Buy Afterwards a Coupon

berries, arctic berries, arctic fruit, arctic aftermath

During the winter, affairs beginning aftermath gets added big-ticket because so few fruits and vegetables are in season. So, it’s the absolute time to about-face to arctic options, which are beneath expensive.

Not abandoned can you save money with arctic produce, but you ability additionally get bigger affection fruits and vegetables. Arctic aftermath is best aback accomplished and afresh flash-frozen — not best advanced of time to acquiesce for aircraft time — so it can accommodate added of the basic nutrients you’re attractive for.

See: 50 Terrible Means To Try and Save Money

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Portugal, Algarve, Monchique, Circa October 2013.

Don’t decay money affairs baby bales of articles you eat regularly. For example, conceivably you grab a 16-ounce canteen of soda abreast the checkout because it’s algid instead of a 2-liter canteen of soda that’s allowance temperature. You pay about the aforementioned bulk and get 75% less.

This applies to a array of products. Although you shouldn’t buy added than you can absorb or consistently accept that the bigger amalgamation is the best deal, you can save by affairs added if you can benumb or abundance what you’re not activity to use immediately. And you ability get a bigger accord by purchasing, say, a big amalgamation of chips and analysis them out for academy lunches rather than packing small, alone packages.

MAN, comparison, latino

When you analyze prices, you should additionally analyze the bulk you’re accepting for the price. For example, sometimes the name-brand canteen of abstract contains 59 ounces and the abundance cast contains 64 ounces, Gault said. Sometimes a “pound” of bacon is abandoned 12 ounces instead of a pound.

“So what you anticipate looks like a bigger bulk has 25% beneath bacon,” she said.

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African American man, Price, grocery basket, grocery abundance

It happens to all of us: You anticipate you’re extensive for what’s on sale, but you end up with higher-priced items because addition fabricated a aberration stocking the shelf.

“Often, (products) attending similar, which is how they got confused in the aboriginal place,” Gault said. “Either way, you aloof paid about alert as abundant as you anticipation you would.” Carefully analysis the name and admeasurement of the auction annual to accomplish abiding it matches the annual you abode in your cart.

Price, grocery store, arcade cart, woman

“Some of the best deals are on the end cap — a shelf at the end of an aisle. But they are generally commutual with added items that are not the best deal,” Gault said.

For example, you ability see an end cap for stuffing, buttery soup and canned vegetables. You ability acquisition a altered cast of buttery soup bottomward the alley for abundant less, though, she said.

adorableness products, drugstore, pharmacy store, woman

It ability be acceptable to buy bloom and adorableness articles while you’re accomplishing your grocery shopping. But you’ll pay a lot beneath if you buy these items at a civic angishore chain. Pharmacies run sales, coupons and added offers weekly, and they can generally be ample for huge savings.

Find: Best Acclaim Cards for Groceries

grocery shopping, receipt, woman

Before you leave the store, analysis your receipt, Gault said. Accomplish abiding you got all the auction prices, burning rebates and advertisement discounts you deserve. “Sometimes — aback — deals are missing that could bulk you a few dollars, or more,” she said.

Tax, sales-receipt

Another acumen to analysis your receipts and adhere assimilate them is that they generally action opportunities to save the abutting time you shop.

“Throwing abroad receipts or advance them into the basal of your bag is about as bad as throwing abroad a $10 bill,” Smith said. “Sometimes there are analysis codes at the basal with incentives for bushing them out, like coupons for your abutting grocery run.”

Attempt of a adolescent woman arcade in a grocery store.

Most grocery aliment abode the best big-ticket items at eye akin aback you’ll be fatigued to them first. Be abiding to browse the high and lower shelves to acquisition bigger deals on the items you need.

See: Best Hot and Spicy Fast Aliment Agenda Items Under $5

meat in aliment abundance .

If you opt not to buy a accomplished chicken, accomplish abiding you aren’t overpaying for the parts. Craven breasts are generally added big-ticket than craven thighs — alike admitting thighs are aloof as nutritious.

woman grocery arcade

The added generally you shop, the added generally you accessible the aperture for actuation buys. If you acquisition that you’re branch to the grocery abundance added than already a week, this is apparently a assurance that you aren’t accomplishing a acceptable job at planning out your trips.

Unrecognizable adolescent brace with a abounding arcade barrow of advantage at a accessibility store.

Supermarkets accommodate you with colossal carts so that you don’t apprehend how abundant you are putting into it. If it’s feasible, boutique with a basket. If you allegation to use a barrow and it looks abounding aback you’re branch to the checkout line, booty a moment to ask yourself if there’s annihilation you can put aback on the shelf.

See: We Tried All the Grocery-Delivery Services During the Pandemic, and This Is What We Learned

Adolescent brace afterwards grocery arcade on parking lot, putting advantage in car trunk.

Several grocery chains — including Kroger — acquiesce you to abode an online adjustment that you can aces up at the abundance for free. Accomplishing this eliminates actuation buys altogether, allows you to boutique anon through the annual ad, seamlessly add agenda coupons to your adjustment and see absolutely what your booty will bulk afore you analysis out.

Advantage in supermarket.

Just as you’ll pay added for steak that’s precubed, you’ll additionally pay a exceptional for vegetables and fruits that are already prepeeled, broken and diced. Abide the allurement to booty the accessible avenue and you’ll be adored with added money in your pocket.

Attempt of a complete woman demography a arcade bag from the accountant at a supermarket.

Many cities and states now allegation you a fee if you do not accompany your own reusable bags. While a 10-cent fee ability assume minor, if you use bristles accoutrements on your boilerplate haul, that adds up to an added $2 every month.

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Gabrielle Olya contributed to the advertisement for this article.

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